Fs Bancorp Stock Analysis

FXLG Stock  USD 42.90  0.01  0.02%   
FS Bancorp's financial leverage is the degree to which the firm utilizes its fixed-income securities and uses equity to finance projects. Companies with high leverage are usually considered to be at financial risk. FS Bancorp's financial risk is the risk to FS Bancorp stockholders that is caused by an increase in debt. In other words, with a high degree of financial leverage come high-interest payments, which usually reduce Earnings Per Share (EPS).
Given that FS Bancorp's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which FS Bancorp is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of FS Bancorp to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, FS Bancorp is said to be less leveraged. If creditors hold a majority of FS Bancorp's assets, the Company is said to be highly leveraged.
FS Bancorp is fairly valued with Real Value of 42.56 and Hype Value of 42.9. The main objective of FS Bancorp pink sheet analysis is to determine its intrinsic value, which is an estimate of what FS Bancorp is worth, separate from its market price. There are two main types of FS Bancorp's stock analysis: fundamental analysis and technical analysis.
The FS Bancorp pink sheet is traded in the USA on PINK Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and FS Bancorp's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FS Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in FXLG Pink Sheet please use our How to Invest in FS Bancorp guide.

FXLG Pink Sheet Analysis Notes

The company last dividend was issued on the 16th of December 2022. FS Bancorp had 2:1 split on the 15th of February 2022. FS Bancorp operates as the holding company for Farmers State Bank that provides banking products and services to individuals or business customers in Indiana and Michigan. FS Bancorp was founded in 1915 and is headquartered in LaGrange, Indiana. F S operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for FS Bancorp is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. To learn more about FS Bancorp call Joseph CPA at 260 463 7500 or check out https://www.farmersstatebank.com.

FXLG Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 66.41 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate FS Bancorp's market, we take the total number of its shares issued and multiply it by FS Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

FXLG Profitablity

The company has Profit Margin (PM) of 0.39 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.47 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.47.

Technical Drivers

As of the 15th of February 2026, FS Bancorp owns the Standard Deviation of 0.471, market risk adjusted performance of 0.4797, and Downside Deviation of 0.7564. FS Bancorp technical analysis allows you to utilize past data patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm FS Bancorp information ratio, and the relationship between the downside deviation and value at risk to decide if FS Bancorp is priced fairly, providing market reflects its prevailing price of 42.9 per share. Given that FS Bancorp has jensen alpha of 0.0196, we urge you to verify FS Bancorp's latest market performance to make sure the company can sustain itself sooner or later.

FS Bancorp Price Movement Analysis

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FS Bancorp Outstanding Bonds

FS Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. FS Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most FXLG bonds can be classified according to their maturity, which is the date when FS Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

FS Bancorp Predictive Daily Indicators

FS Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of FS Bancorp pink sheet daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

FS Bancorp Forecast Models

FS Bancorp's time-series forecasting models are one of many FS Bancorp's pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary FS Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

FS Bancorp Debt to Cash Allocation

Many companies such as FS Bancorp, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
FS Bancorp currently holds 7.46 M in liabilities. Debt can assist FS Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, FS Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FS Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FXLG to invest in growth at high rates of return. When we think about FS Bancorp's use of debt, we should always consider it together with cash and equity.

FS Bancorp Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the FS Bancorp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of FS Bancorp, which in turn will lower the firm's financial flexibility.

FS Bancorp Corporate Bonds Issued

Most FXLG bonds can be classified according to their maturity, which is the date when FS Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

About FXLG Pink Sheet Analysis

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how FS Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling FXLG shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as FS Bancorp. By using and applying FXLG Pink Sheet analysis, traders can create a robust methodology for identifying FXLG entry and exit points for their positions.
FS Bancorp operates as the holding company for Farmers State Bank that provides banking products and services to individuals or business customers in Indiana and Michigan. FS Bancorp was founded in 1915 and is headquartered in LaGrange, Indiana. F S operates under BanksRegional classification in the United States and is traded on OTC Exchange.

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our pink sheet analysis tools, you can find out how much better you can do when adding FS Bancorp to your portfolios without increasing risk or reducing expected return.

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When running FS Bancorp's price analysis, check to measure FS Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FS Bancorp is operating at the current time. Most of FS Bancorp's value examination focuses on studying past and present price action to predict the probability of FS Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FS Bancorp's price. Additionally, you may evaluate how the addition of FS Bancorp to your portfolios can decrease your overall portfolio volatility.
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